This basic webinar will teach the participants the application of economic tools in conjunction with technology to arrive at a mutual understanding of how to calculate the time value of money.  We will cover present value, interest rates, period of time, future values and payments.  The course will demonstrate how to properly apply these concepts in both the real estate industry as well as personal application.  A financial calculator of your choosing is recommended to participate in this webinar.  This course is not designed to specifically teach how to use the various types of calculation devices.